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Tata Power Solar collaborates with the Bank of India on rooftop solar and EV charging loans

27 Jul 2024

Tata Power Solar Systems Ltd. (TPSSL) on Friday said it has partnered with the Bank of India (BOI) to facilitate easy financing for rooftop solar installations and setting up electric vehicle (EV) charging stations. This partnership marks a significant milestone as Tata Power Solar becomes the first solar company to collaborate with BOI for both solar and EV charging station financing, cementing its leadership as a green energy solutions provider, a statement said.

This collaboration supports the government’s initiative to promote rooftop solar power plants, targeting a wide range of customers, including residential users, housing societies, and micro, small, and medium enterprises (MSMEs) under the PM Surya Ghar Yojana. Under the PM Surya Ghar Yojana, residential customers wishing to install solar systems up to 3 kW can avail loans up to Rs 2 lakh with a margin money requirement of only 5 percent.

These loans are offered at an attractive interest rate of 7.10 percent per annum, are without any collateral, and have a tenure of up to 10 years. For installations above 3 kW and up to 10 kW, a loan of up to Rs 6 lakh can be availed with a margin money requirement of 5 percent. The interest rates for these loans range from 8.3 percent to 10.25 percent per annum, and they are also without any collateral with a tenure of up to 10 years.

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